REFORMATION or How Politicians screwed-up the System

It is basic human nature to make simple things complicated because so-called big-brained intellectuals get paid a lot of money to offer convoluted and often times conflicting explanations for simple matters. We seem to like complications in order to deny and or avoid the truth. Even though in a past life as a consultant Ive taken part in this charade I am a believer of Occams or Ockhams Razor which states the simplest or most obvious explanation is the correct one.